Debit Error Code
A4 LINK FAIL DIAL ERR The acquiring bank is currently unavailable. Contact your merchant bank to obtain an authorization and submit a manual Voice Authorization transaction. 14 Invalid Client Certification ID. Either an attempt to capture a transaction that is not an authorization transaction type, or an attempt to capture an authorization transaction that has already been captured. 112 Failed AVS check. JCB Not Allowed 443 JCB subscriber number not set up for JCB transactions. useful reference
A6 SERVER BUSY A8 INVALID AMOUNT A9 INVALID CARD NUMBER AA INVALID CARD NUMBER The Card Number is invalid AB INVALID EXPIRY DATE Invalid Expiry Date AC CARD EXPIRED Card has The 100 was overwritten with a 260 per the merchant’s request Note: Conditional deposits only R 258 Not Authorized to Send Record Call Division does not participate in Soft Merchant Descriptor. Invalid Merchant 999 Merchant number not on file. There is a problem with the card. https://hostedcheckout.zendesk.com/entries/199205-Bank-Processor-Codes-FI-Codes-
Credit Card Declined Reason Codes
T0 Approval First check is OK and has been converted T1 Cannot Convert Check is OK but cannot be converted. Codes for Moneris Royal Bank Merchant Link (Western) Response Code Status Message 000 APPROVED APPROVED 001 APPROVED APPROVED 002 APPROVED APPROVED 003 APPROVED APPROVED 004 APPROVED APPROVED 005 APPROVED APPROVED 006 The transaction was declined by the issuer without definition or reason The transaction was declined without explanation by the card issuer. 06 Error The card issuer returned an error without further If a payment is unsuccessful, PayPal usually gets the return message from the ACH network within 2 to 4 business days of payment submission.
Try waiting and then rerunning the transaction. 04 Hold-call or Pick Up Card Pick up the card. DEBIT/EBT/CHECK/STORED VALUE ERROR MESSAGES Terminal Message Error Description Auth Declined 200 Cardholder's bank did not approve transaction. Check your website's code. 14 Invalid Card Number No The customer's bank (Card Issuer) has declined the transaction as the Credit Card number does not exist. List Of Credit Card Declined Codes See RESPMSG. 20 Cannot find the customer reference number 22 Invalid ABA number 23 Invalid account number.
System error/malfunction with Issuer For Debit – The link is down or setup issue; contact your First Data Representative. Visa Declined Codes P05 Will not settle Status for inquiry and voided payments. Rev Not Allowed 426 Host found no batch number matching the one sent. Inv MO/TO Number 324 Mail/Telephone Order number is invalid.
R 353 TransArmor Invalid Token or PAN Fix TransArmor Service encountered a problem converting the given Token or PAN with the given Token Type. Credit Card Authorization Response Codes The customer should use an alternate credit card. 57 Function Not Permitted to Cardholder No The Customer's bank has declined the transaction as this credit card cannot be used for this TQL90 CARRIER LOST Carrier is not being received from the NAC. Host Errors Error Terminal Message Description 400 Invalid Term ID Merchant ID not found in merchant file. 401 Invalid Term ID Merchant ID not found in terminal file. 402 Term Not
Visa Declined Codes
The customer should attempt to process this transaction again. 91 Card Issuer Unavailable No The customer's bank is unable to be contacted to authorise the transaction. https://support.payeezy.com/hc/en-us/articles/203730509-First-Data-Payeezy-Gateway-Bank-Response-Codes T1 CARD UNSUPPORTED The acquiring bank is rejecting the transaction as it doesn't accept this type of card. Credit Card Declined Reason Codes The customer should use an alternate credit card. 59 Suspected Fraud No The customer's bank has declined this transaction as the credit card appears to be fraudulent. 60 Acceptor Contact Acquirer Atm Response Codes The majority of response codes in the range 00-99 are returned by the card holder's bank and your merchant bank does not have any control over them.
There has been fraud reported on the account. see here Invalid information entered. EC – Banking Institution does not acceptACH transactions D 776 Duplicate Check Cust Duplicate Transaction D 777 Original transaction was not approved Cust Original not approved D 787 Rejected Code 3 Inv Sale/Chg Des/Folio 325 Hotel Sale Code, Charge Descriptor or Folio contains invalid data. Debit Card Declined Codes
Amt Entry Error 305 Amount was less than .01 or greater than 99999.99 or contained non- numeric data. P06 Will not settle Status for void payments. An authorization may still exist on the cardholder’s account. 115 System busy, try again later 116 PayPal Internal error. this page R 752 Missing Name Fix Pertains to deposit transactions only R 753 Invalid Account Type Fix Pertains to deposit transactions only R/D 754 Account Closed Cust Bank account has been closed
For example, you cannot credit an authorization-only transaction. 4 Invalid amount format. Chase Paymentech Error Codes A value greater than zero indicates a decline or an error. Processor does not recognize your merchant account information.
The RESPMSG will contain more information describing the error. 1001 Buyer Authentication unavailable 1002 Buyer Authentication — Transaction timeout 1003 Buyer Authentication — Invalid client version 1004 Buyer Authentication — Invalid
For the most common codes returned by First Data, the list includes an action field that suggests the best probable course of action to take based on the code returned. Invalid Function 312 Tran code is invalid or contains alpha data. Follow @anchorsystems